Current 1-4 Unit Loan Examples by Oceanview

Fix & Flip / Bridge Loan Parameters
Asset Types: SFR, Condos, Townhomes, 2-4 Unit
Loan Amounts: Up to $2.5 Million
Loan to Value: Up to 90%
100% Rehab/Reno Financing
Interest Rates: Starting at 9.00%
Lending Term: 6–24 Months
Amortization: Interest-Only
No prepayment penalty
Minimum Credit Score: 660 FICO

Ground-Up Construction Parameters
Asset Types: SFR, Townhomes, 2-4 Unit
Loan Amounts: Up to $2.5 Million
Loan to Cost: Up to 85% of Total Costs
Interest Rates: Starting at 9.00%
Lending Term: 6–24 Months
Amortization: Interest-Only
No prepayment penalty
Minimum Credit Score: 660 FICO

Rental Loan (DSCR) Parameters
Asset Types: 1–4 Units and up to 8 Units
Loan Amounts: Up to $2.5 Million
Loan to Value: Up to 80%
Purchase or Refinance
Interest Rates: Starting at 6.00%
Lending Term: 30 Years
Amortization: Fully Amortized
Minimum Credit Score: 660 FICO

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