3. Acceptable Use Policy (AUP) Effective Date: November 1, 2025 To maintain trust and compliance within the REI Group Deal Hub community, you agree to the following: Lawful Use Only – No content or activity involving fraud, misrepresentation, money laundering, or securities violations. No Spam or Cold Solicitations – All outreach must be value-based and within community rules. No Offensive or Harassing Content – Zero tolerance for hate speech or abuse. No Upfront Fees for Funding – Any lending offer must comply with FTC guidelines and disclose terms clearly. Data Protection – Members must not export or share personal data outside the hub without consent. No Reverse Engineering or Unauthorized Access – Do not tamper with platform code or security. Enforcement – Violations may result in warning, suspension, or termination without refund.